PayPal yasarudza kugadzirisa vatungamiriri vayo vepamusoro uye yasarudza kuva nemugari wekuSpain. Enrique Lores kutungamira nguva itsva yekambani yekubhadhara nedhijitari yekare. Mukuru wekambani iyi, parizvino ari mukuru weHP, achatora chinzvimbo chehutungamiriri uye chinzvimbo cheCEO kukambani yepasi rose kutanga pa March 1, panguva yakaoma yebhizinesi uye misika yemari ichiongorora zvese zviri kuitwa neboka.
Shanduko iyi inouya mushure mezvikamu zvinoverengeka zvegore rapfuura kukura kwemari inowanikwa uye purofiti Kushanda kwekambani iyi kwaderera pane zvaifungidzirwa nevaongorori, uye musika wacho wakanganisa zvakanyanya masheya acho. Mumwedzi gumi nemiviri yapfuura, kukosha kwePayPal pamusika kwakaderera zvakanyanya, zvichiita kuti bhodhi rikurumidze kuchinja uko, maererano nemaonero akasiyana-siyana emusika, kwaitarisirwa kutora nguva yakareba.
Kuchinja kwechikwata mushure mekubva kwaAlex Chriss
Kugadzwa kwaLores kunouya pamwe chete nekubva kwa Alex Chrissuyo akatora chigaro chePayPal muna 2023 aine basa rekuita hurongwa hwekugadziridza zvinhu hutsva. Mushure mekuongorora kwemukati, bhodhi rakagumisa kuti, kunyangwe paive paine kufambira mberi mune dzimwe nzvimbo"Kumhanya kwekuchinja nekuita" hakuna kuenderana nezvinangwa zvakaiswa zvekuisa kambani panzvimbo yayo pakuchinjana nevanokwikwidza nayo.
Munguva yekuchinja, Mukuru wezveMari neMashandiro aripo iye zvino, Jamie Miller, ichashanda se CEO wenguva pfupiDare rinotungamira rakagadzawo David Dorman Sachigaro webhodhi revatungamiriri akazvimirira, ndiye munhu akakosha mukutarisira chikamu chitsva ichi chehurongwa uye kusimbisa kutonga pakuitwa kwechirongwa chekushandura.
Mukutaurirana kwakanangana nemusika, kambani yakasimbisa kuti sarudzo iyi iri kupindura ku ongororo yakazara yenzvimbo yako yekukwikwidza uye mamiriro ese echikamu chekubhadhara. Kuongororwa kwacho kwakajeka: kambani iyi inoda kukurumidza kushanda, kungwarira pakushanda, uye kutarisa zvakanyanya pakugadzira zvinhu zvitsva kuti irambe iine basa rayo rekutungamira ichipesana nemakambani makuru etekinoroji nevatsva vari kutanga. fintech.
Kuziviswa kwechinjo iyi kwakaitika nemusika wemasheya. Pazuva rakaziviswa shanduko iri pamusoro pamwe nemhedzisiro yekota yekupedzisira, Migove yePayPal yakaderera neanopfuura 16%-18%. mukutengeserana kweWall Street kusati kwatanga kutengeswa, zvichiratidza kunetseka kwevanoisa mari nezvemaonero egore ra2026 uye kudzikira kwebhizinesi rekubhadhara.
Nzvimbo yakaoma yemari uye tarisiro shoma
Kuchinja kwehutungamiriri kunoenderana nekuratidzwa kwevamwe Mhedzisiro yekota yega yega iri pasi pezvaitarisirwaMuchikamu chechina chegore ra2025, kambani yakanyora mari inosvika pa 8.676-8.680 mamirioni emadhoraIzvi zvinoratidza kuwedzera kwegore negore kweinenge 4%, asi hazvisvike pakufungidzirwa kwakaitwa kweinenge mabhiriyoni 8.800 eeuros. Purofiti yenguva iyoyo yaive inenge 1.437-1.440 mamirioni emadhoraIzvi zvinomiririra kuwedzera kweinenge 28% zvichienzaniswa negore rapfuura, asi hazvina kukwana kudzikamisa misika.
Munguva ya2025, PayPal yakawana purofiti inodarika mabhiriyoni emadhora mashanu nemazana maviri, nekuwedzera kweinenge 26% zvichienzaniswa negore rapfuura, uye mari yaiwanikwa yaive pedyo 33.172 mamiriyoni emadhora, zvakare nekukura kwe4%. Pasinei nenhamba idzi, chinangwa chiri pa fungidziro dzegore ra2026uko kambani pachayo inotarisira shanduko iri nani.
Mirayiridzo mitsva inoratidza kuti mihoro yakagadziridzwa Maonero egore rose anogona kubva pakuderera zvishoma, kwakaderera kwenhamba imwe chete kusvika pakuwedzera kudiki, kuri pasi pekuvandudzwa kwe8% kwakafungidzirwa nevaongorori vakasiyana-siyana. Muchikamu chekutanga cha2026, kambani yakaratidza mari shoma pachikamu chimwe nechimwe kupfuura zvaitarisirwa nemusika, zvichisimbisa pfungwa yekuti kukura kuri kutonhora.
Kusanganiswa uku mhedzisiro isina kusimba uye kufanotaura kwakanyatsochenjerera Izvi zvakakonzera kutya pakati pevanoisa mari, avo vanga vachitarisa kushanduka kwehuwandu hwekubhadhara hunogadziriswa nepuratifomu uye kugona kwePayPal kubatanidza mari yayo munzvimbo ine mubereko, mitemo, uye makwikwi anonyanya kuoma kupfuura mumakore ekare. Kubudirira kwekutengeserana kwepaindaneti mushure medenda.
Chiono chekanzuru: chirango, hunyanzvi hutsva uye hutungamiriri hutsva
Hutungamiriri hwePayPal hwave pachena mukutsigira shanduko yegwara. Mumashoko ake, mutungamiri mutsva akazvimirira, David Dorman, akatsanangura Enrique Lores sea "mutungamiri ane chiono" Neruzivo rwakakura mukugadzirisa shanduko dzakaoma uye nhoroondo yakaratidzwa yekushanda zvine hungwaru pasi rose, kambani iri kutsvaga munhu anokwanisa kusanganisa chinangwa chehurongwa nekutonga mashandiro.
Sekureva kwekambani pachayo, ongororo yakatungamira pakugadzwa kwemukuru weSpain yakatarisana nekuongorora kwake basa muchikamu chetekinoroji uye kugona kwayo kugadzirisa mabhizinesi akura kuenda kumamodeli akavakirwa pabasa, kunyoreswa, uye hunyanzvi hunoenderera mberi. Bhodhi rinotenda kuti ruzivo urwu rwunoenderana nezvinodiwa nePayPal parizvino, sezvo richitsvaga kusimbisa kugona kwaro kugadzira kukosha mumusika uri kuramba uchipararira.
Panguva imwe chete, nhengo dzechikwata chevatungamiriri, vakaita saJamie Miller, vakabvuma pachena kuti, kunyangwe vakanyoresa muna 2025 Kufambira mberi kwemari inowanikwa, mari yekutengeserana, uye mari inowanikwa pachikamu chimwe nechimweKambani haina kuita sezvayaifanira kuita munzvimbo dzakakosha, kunyanya mumabasa ekubhadhara mabhizinesi ega, chimwe chezvikamu zvinonyanya kuomera bhizinesi guru.
Vanoongorora maindasitiri, vakaita saAdam Frisch weEvercore ISI, vakataura kuti mubvunzo mukuru ikozvino ndewekuti Lores ichasarudza here kukurudzira kumwe kugadziridzwa kwakadzama uye kwemakore akawanda kana kuti ichatsvaga dzimwe nzira dzakasimba, dzakadai sekuongorora zvikwata zveboka zvine chekuita nehurongwa hwezvinhu. Chero nzira yazvinosarudza, chibvumirano ndechekuti chikamu chitsva ichi chichada sarudzo dzakakosha kuti pavezve nechivimbo pamusika.
MuSpain ari kutungamira hofori yeSilicon Valley
Enrique Lores anga ari mumwe wevaya vakamboshanda Vatungamiriri veSpain vane mukana mukuru wepasi rose muindasitiri yetekinoroji. Akazvarwa muMadrid muna 1965, injinjini yemagetsi kubva kuPolytechnic University yeValencia uye aine kudzidziswa kwedhigirii repamusoro muzvikoro zvebhizinesi zvakaita seESADE, akavandudza basa rake rese mu HP, kwaakasvika mumakore ekuma1980 ekupedzisira semugamuchiri wemari yechikoro.
Basa rake kukambani yekuAmerica rinoratidza zvizere nzvimbo dzese dzebhizinesi: rakatanga muna Kuongorora nekusimudziraAkashanda mukushambadzira, mashandiro, uye kutengesa, aine mabasa ekutarisira munzvimbo dzakasiyana-siyana, kubva kuSpain kusvika kuUnited States neGermany. Hunhu uhwu hwakasiyana-siyana hwakamubvumira pakupedzisira kutora hutungamiriri muzvikamu zvakakosha zvakaita sehurongwa hwemunhu uye kudhinda.
Chimwe chezvinhu zvakakosha zvikuru mubasa rake raive basa rake mu yakaparadzaniswa kubva kuHewlett-Packard yekare mumakambani maviri akazvimirira muna 2015: HP Inc. (yakatarisana nemaPC nekudhinda) uye Hewlett Packard Enterprise (yakatarisana nemabasa nemhinduro dzebhizinesi). Lores yakatungamira mashandiro akaomarara ekambani ayo akakonzera HP yanhasi, kusimbisa chirango chekushanda uye kurerutsa chimiro chemari yeboka.
Muna 2019, akagadzwa Mutungamiriri uye CEO weHP Inc.Kuchinja uku kwakamuisa pachigaro chemukuru weSpain ane simba guru muSilicon Valley. Kubva pabasa iroro, akatungamira kuchinja kwekambani kubva pakuvimba chete nebhizinesi remakombiyuta nekudhinda, nechinangwa chekuwedzera kune zvimwe zvigadzirwa. masevhisi, mamodheru ekunyorera uye mhinduro itsva zvakabatana neramangwana rebasa, kusanganisira kushandiswa kwetekinoroji yakavakirwa pahungwaru hwekugadzira.
Basa iri remakumi emakore kuHP, ragara richitarisa pakugadzirisa shanduko dzemagadzirirwo ebhizinesi uye kugadzirisa mamodheru ebhizinesi, chimwe chezvinhu zvakakosha mukusarudza kwaPayPal kupa Lores chikamu chinotevera. Izvi zvinowedzerwawo neruzivo rwake rwekare semushandi. nhengo yebhodhi revatungamiriri vePayPal pachayo kwemakore anoda kusvika mashanu, chinzvimbo chaakanga achisanganisa nehutungamiriri hwekambani yekubhadhara kubvira pakati pa2024.
Kusiya basa kubva kuHP uye kuchinja kwekambani yetekinoroji yeUS
Kusvika kwaLores pamusoro pePayPal kwakanganisa HP nekukurumidza. Kambani yePC neprinta yakasimbisa kuti mukuru weSpain aita izvi. vakasiya mabasa avo Akasiya mabasa ake semutungamiri wenyika uye CEO, pamwe nechigaro chake mubhodhi, kuti atange chirongwa chitsva ichi chehunyanzvi. Danho iri rinoratidza kuguma kwemakore anopfuura makumi matatu ekubatana nekambani yekuAmerica.
Kuti ive nechokwadi chekuti shanduko yakarongeka, HP yakagadza Bruce Broussard, nhengo yebhodhi rayo kubvira 2021, se CEO wenguva pfupiDare rinotonga rakatanga komiti chaiyo yekutsvaga CEO mutsva wechigarire uye rakabhadhara kambani yepasi rose inonyanya kusarudza vakuru vakuru kuitira kuti ione munhu anotevera ane basa rekutungamira kambani.
Munguva yaLores, HP yaifanira kutarisana nemamiriro ezvinhu akaomarara, akaratidzwa ne kudzikira kwekudiwa kwemakombiyuta mumabhizimisi nemudzimba, uye nekuda kwekusazivana kunokonzerwa nemitero yeUS uye kusawirirana kwekutengeserana. Imwe yemhinduro dzekambani kwaive kuronga patsva global supply chainKuwedzera kugadzirwa kwezvinhu munyika dzakadai seVietnam, Thailand, India, Mexico neUnited States, uye kuderedza kuvimba neChina.
Pasinei nemamiriro ezvinhu aya, kambani yakakwanisa kugadzirisa mhedzisiro yayo uye kunyora pasi mari inowanikwa pagore inodarika mabhiriyoni makumi mashanu nemashanu emadhora, nekuwedzera kuri pakati nepakati asi kunoramba kuripo, ukuwo kuchivandudza shanduko yayo kuenda kune mhinduro dzakawedzerwa kukosha kune vatengi vemabhizinesi nevatengi.
Pamunhu pachake, mishumo yakasiyana-siyana inoisa Lores pakati pe vatungamiriri vanobhadharwa zvakanyanya vanobva kuSpain pasi roseIzvi zvinoratidza kukosha kwaakawana muhurongwa hwetekinoroji yepasi rose uye kukosha kwemakambani aakatungamira.
Matambudziko ari kumirira Lores paPayPal itsva
Kusvika kwemukuru weSpain kwauya panguva iyo PayPal iri kutarisana nematambudziko akawanda. mikana yakazaruka muindasitiri yekubhadharaMushure mekushandisa mukana wekuwedzera kwakanyanya kwekutengeserana kwepamhepo panguva yedenda, kambani iyi yakasangana nemamiriro ezvinhu asina kunaka, umo kudzoka kwemaitiro ekushandisa zvinhu zvakanangana nevanhu, kukwira kwemitengo yemubereko, uye kumanikidzwa kwemakwikwi zvakaderedza kukura kwayo.
Mumakore achangopfuura, boka iri rave richiedza kusiyanisa mabhizinesi aro kuburikidza nekutenga zvinhu zvine chekuita nehurongwa, zvakaita sekutenga coupon yeUchi nepuratifomu yekudzikisa mutengo, uye kutanga kwezvinhu zvakabatana ne mari yedhijitari uye mhinduro dzemari dzedhijitariZvisinei, kubuda kwemakambani makuru akaita seApple neGoogle munyaya dzekubhadhara nefoni dzakabatana, pamwe nekukurudzirwa nevanopa ruzivo rwakakosha seStripe, kwakaparadzanisa musika.
MuEurope, kunyanya muSpain, kuwedzera kwemamwe maitiro emunharaunda akadai se bizum Mukubhadhara kwevatengi, uye nemhinduro dzepachivande kubva kumapuratifomu makuru e-commerce nemabhangi, kuonekwa kwePayPal kwaderera mune mamwe mativi ezuva nezuva. Uyezve, chimiro chekomisheni uye kuoma kwemamwe masevhisi kwakakurudzira gakava pamusoro pekukwikwidzana kwawo zvichienzaniswa nedzimwe sarudzo.
Lores pachake akabvuma kuti chikamu chekubhadhara «Zviri kuchinja nekukurumidza kupfuura kare."Zvichikonzerwa nekuuya kwetekinoroji itsva, kukurumidza kwehungwaru hwekugadzira, kushanduka kwemitemo, uye makwikwi ari kuramba achikwira. Chinangwa chayo chakataurwa ndechekusimbisa innovation tsika Mukati mePayPal, wedzerai kukurumidza kwekushanda uye mupe mhedzisiro inoenderera mberi mukota yechitatu yemwedzi ...china yemwaka yechitatu yemwedzi yechina yechitatu yemwedzi yechina yechitatu yemwedzi yechina yechitatu yemwedzi yechina yechitatu yemwedzi yechina yechitatu yemwedzi
Mubvunzo mukuru ndewekuti ichabatanidza sei chinangwa ichocho nezvinodiwa nemusika panguva iyoyo. Nzvimbo yekuisa mari muzvigadzirwa zvitsva, kusimbisa hunyanzvi hwetekinoroji, uye kutsvaga kutenga zvinhu zvinoenderana zvakanyanya nezvinodiwa nemusika. kugona kwekambani kugadzirisa maakaundi ayo uye kuwanazve chivimbo chevanemasheya mushure mekuderera kwemutengo wemasheya munguva pfupi yapfuura.
Danho guru reramangwana rekubhadhara kwedhijitari
Nekutora kwaEnrique Lores saCEO, PayPal yapinda muchikamu chitsva umo inofanira kusimbisazve basa rayo seimwe yemakambani makuru. nhoroondo dzekubhadhara onlineKugadzwa uku kunoisa mukuru weEurope ane ruzivo rwakakura muSilicon Valley pachigaro, mumwe munhu anoziva kambani uye akajaira kutungamira maitiro ekushandura makuru.
Kusanganiswa kwe a nharaunda ine mitemo yakaoma Mumisika yakaita seEuropean Union, kubatanidzwa kwemhinduro itsva dzekubhadhara panguva chaiyo uye kufambira mberi kwehungwaru hwekugadzira mukugadzirisa njodzi, kugadzirisa munhu uye kudzivirira hutsotsi zvinopa mufananidzo wekuti zvisarudzo zvehutungamiriri hutsva zvichave nemhedzisiro yakananga pachinzvimbo chekambani munguva yepakati.
Padanho reEurope, kushanduka kwePayPal kuchakanganiswa zvakanyanya nemhinduro yayo kumakwikwi ari kukura kubva kumabhanga. fintech makambani makuru etekinoroji emuno neakuru, uye nekukwanisa kwavo kugadzirisa zvirongwa zvemitemo yenharaunda zvine chinangwa che kukurudzira mhinduro dzekubhadhara dzemuEurope yose uye kusimbisa kuzvitonga kwedhijitari muchikamu chezvemari.
Kune tekinoroji yeSpain neEurope, kusvika kwaLores semukuru wepamusoro wePayPal kunosimbisa kuoneka kwe mamaneja akadzidziswa kudivi rino reAtlantic munzvimbo huru dzekuita sarudzo muindasitiri yedhijitari. Kana akakwanisa kutungamira kukura kweboka, kukurumidzisa hunyanzvi, uye kuunza kugadzikana kukuru kumhedzisiro, nguva yake yekushanda inogona kuva chidzidzo chekuti angachinja sei chinzvimbo chemurwi weSilicon Valley munguva yekukanganiswa kukuru kwekubhadhara.
Zvose, kugadzwa kwemukuru wekambani akaberekerwa kuMadrid kunomiririra danho guru kune PayPal nebazi rezvemari redhijitari pacharo: kambani iyi iri kutsvaga kudzoka pamusika wemasheya uye kuwedzera kumhanya kwayo nekushandisa ruzivo rwemutungamiri ane makumi emakore ekutungamira mukushandura tekinorojiZvichakadaro, musika uri kutarisa zvakanyanya kuti uone kana shanduko iyi iri pamusoro ichizochinja kuva danho idzva rekukura kwakasimba.
