Kuva ne kusavimba nenzira dzekubhadhara Haisisiri chikonzero chekudzivisa kutanga bhizinesi redu repamhepo. Nhasi, kune akasiyana ekubhadhara mapuratifomu anotibvumira kutumira uye kugamuchira mari kubva kumativi ose enyika nyore uye nekuchengeteka kwakakwana. Mukuwedzera, kubuda kwe nzira itsva dzekubhadhara Chemhondoro digitaalinen wallet, System ye kubhadhara kwakamiswa, kuchinjisa nekukurumidza kana cryptocurrencies, iyo inowedzera kuwedzera mikana yeCommerce yako.
Kuva nezvakawanda yakavimbika online kubhadhara mapuratifomu Chakakosha kudzikisa kusiiwa kwengoro uye kuwedzera shanduko: vashandisi vazhinji vanomira kutenga kana vasingawane nzira yavo yekubhadhara yavanoda kana kuona kushomeka kwekuchengetedza pakubuda. Naizvozvo, zvinokurudzirwa kupa a dzakasiyana siyana sarudzo uye sarudza vanopa vanosanganisa chengetedzo, nyore kushandisa, uye makomisheni akanaka.
Chii chinonzi kubhadhara pamhepo uye ibasa ripi rinoitwa nemapuratifomu ekubhadhara?
Tinonzwisisa ne online payment Izvi zvinosanganisira kutengeserana kwese kunoitwa pachishandiswa machanera edhijitari, pamhepo, kana dzimwe nzira dzemagetsi: makadhi, kufambisa kwebhangi mbozhanhare, wallet, Bizum, cryptocurrencies, nezvimwewo. Kuti mari iyi ishande, zvitoro zvepamhepo zvinotsamira pa... mapuratifomu ekubhadhara kana magedhiayo ari software mhinduro dzinobatanidza mutengi, mutengesi, uye masangano emari.
Mapuratifomu aya ane basa nazvo fambisa uye simbisa iyo data kuti upedze kutengeserana zvakachengeteka, shandisa anti-fraud protocolsimbisa kuti mutengi ane mari yakakwana uye, pakupedzisira, bvumidza uye kugadzirisa kubhadharaMukutengeserana kumwe chete, chikuva, nzira yekubhadhara yakasarudzwa, uye mabhangi emapato ese ari maviri anobatanidzwa, asi zvese zvinoitika mumasekondi kupa nekukurumidza uye kusinga frictionless kutenga ruzivo.
Kana iwe uchibatanidzwa mu-e-commerce, unofanirwa kubatanidza chikuva chekubhadhara icho kushanda zvakanakazvive nyore kumushandisi kunzwisisa, kugamuchira nzira dzakasiyana dzekubhadhara, uye kutevedzera zviyero zvakaita se PCI DSS o 3D YakachengetekaZvikasadaro, unenge uchirasikirwa nekutengesa padanho rekupedzisira refaneli.
Main online ekubhadhara mapuratifomu uye nzira
Nhasi, zvitoro zvepamhepo zvinosanganisa classic kubhadhara magedhi game dzimwe mhinduro dzezvinozvino izvo zvinovandudza ruzivo rwemushandisi. Pazasi pane mapuratifomu akataurwa muzvinyorwa zvepakutanga, pamwe chete nedzimwe sarudzo dzakajairika, saka unogona kuongorora kuti ndeipi inonyatsoenderana nebhizinesi rako modhi.
PayPal
Iyo ndeimwe yemapuratifomu anonyanya kushandiswa pasi rese uye bhenji mukati kubhadhara neelectronic walletInoshanda nekugadzira account nekuibatanidza kubhengi kana kadhi rechikwereti, kana nekuwedzera mari kuaccount yako kuburikidza nekuendesa kubhengi. Iwe unogona kugamuchira mubhadharo kuburikidza neemail yako kana nekuisa a PayPal bhatani pane rako pejiKune maakaundi emunhu kana ebhizinesi ane akasiyana maficha, uye muripo chete wavanochaja ndipo paunowana mubhadharo.
Chinhu chakakosha chakanakira ndechekuti mutengi Haufanire kugovera data rako rezvemari nechitoro, izvo zvinogadzira pfungwa huru yekuchengeteka. Nekudaro, sebhizinesi, iwe unofanirwa kugara uchifunga kuti iyo makomisheni akati wandei uye kuti, kana Iwe unobhadharwa mune dzakawanda mariMari yekuwedzera inoshandiswa pamutengo wekuchinjana paunoshandura mari.
Amazon Payments / Amazon Pay
Iri ibasa rinotendera vatengi vako kuti vabhadhare sezvavanowanzoita tenga pa amazonMushandisi anoshandisa yavo Amazon account ruzivo (kero uye nzira yekubhadhara) kubhadhara muchitoro chako pasina kunyoresa zvakare. Inopa inishuwarenzi yekubiridzira uye advanced chengetedzo protocol.
Mari yacho ine muyero zvichienderana nekuti mubhadharo unopihwa kupi, nesarudzo yakapihwa Space. European Economic Area uye SwitzerlandSimba rayo guru nde... vimba neAmazon brand uye a kukurumidza kwazvo kutenga maitiroNekudaro, zvinoda kuti mutengi ave neakaundi pachikuva uye haina kupararira semakadhi kana PayPal kubhadhara.
Chengetedza Kubhadhara
Icho chikuva chinopa zvakasiyana mhinduro dzekugadzira zvemagetsiMakasitoma enyu Havadi kadhi rechikwereti Kubhadhara kunogona kuitwa nekadhi rechikwereti kana kunyange nemari, zvichienderana nekubatanidzwa kuripo nemabhangi uye zvivakwa. Mabhiri uye nharembozha dzekubhadhara dziripowo.
Iyi ndiyo yakawanda yakazara sisitimu yakanangana nemisika uko iyo Kubhengi nekadhi kune zvishomaNekudaro, inoda mari yepamusoro uye inosanganisira mubhadharo kune vese vatengi nevatengesi. Mukudzoka, inowedzera kusvika kune zvikamu zvevatengi vanofarira kubhadhara nemari kana kuburikidza nekubhengi online.
Apple Pay
Iyi sarudzo inobvumidza Vashandisi veApple Bhadhara uchishandisa zvishandiso zvako (iPhone, Apple Watch, iPad, Mac) nemakadhi akachengetwa muchikwama chako. Mukana wakakura ndewekuti Apple haibhadhare chero mari yekuwedzera yekubvuma kubhadhara, uye kutengeserana kunopedzwa otomatiki. kutsanya uye njodzi kuburikidza ne tokenization uye biometrics.
Izvo zvakaderera ndezvekuti isarudzo inogumira kune vashandisi ve Apple zvigadzirwa Uye zvinoda kuti yako yekubhadhara gedhi kana chaiyo POS terminal inopa kuenderana nechikwama ichi. Zvinonyanya kukurudzirwa kana vateereri vako vachiwanzotenga kubva kunharembozha.
Dzimwe nzira dzekubhadhara dzepamhepo dzekufunga nezvadzo
Pamusoro pemapuratifomu ataurwa pamusoro, mune yemazuva ano eCommerce inobatsira kwazvo kupa dzimwe nzira dzekubhadhara iyo inovhara akasiyana ma profiles emushandisi uye mamiriro ekutenga. Pakati pezvinonyanya kuzivikanwa ndezvi:
- Kadhi rechikwereti uye rechikweretiIyi ndiyo nzira inonyanya kushandiswa uye inowanzogadziriswa kuburikidza nemagedhi akadai seRedsys, Stripe, kana mhinduro dzakafanana. Vanowanzoda kuvimbiswa kaviri yekuchengetedzwa kwakawedzerwa.
- Bizum uye nekukurumidza kutamiswaVanokubvumidza kubhadhara uchishandisa chete nhamba yako yefoni kana nekuita a fast bank transfer Kubva panharembozha yako. Iwo akanakira vatengi vane chivimbo chakawanda mumabhangi avo epamhepo.
- Digital wallets seApple Pay, Google Pay kana Samsung Pay: vanochengeta makadhi akati wandei uye vanobvumira kubhadhara nekukurumidza pasina kuisa data pakutenga kwega kwega.
- Kubhadhara kwakamisikidzwa kana "Tenga Iye Zvino Bhadhara Gare gare"Mhinduro dzakaita seKlarna, Aplázame, kana Sequra dzinopa mukana we patsanura kutenga kana kubhadhara gare gare, izvo zvinowedzera avhareji mutengo wetikiti.
- CryptocurrenciesIyi nzira, ichiri isina kujairika, inogona kunakidza kana vateereri vako vakanyanya tech-savvy. Iyo inoshandisa blockchain tekinoroji yekupa yakakwirira yekuchengeteka.
Maitiro ekusarudza akanakisa epamhepo ekubhadhara mapuratifomu ebhizinesi rako
Pakusarudza mhinduro dzako dzekubhadhara, hazvina kukwana kungotarisa mubhadharo. Zvakakosha kuongorora yako chinangwa mutengi uye maitiro avo: vateereri vechidiki vanowanzofarira wallet, Bizum uye mafoni ekubhadhara, nepo maprofiles asina ruzivo rwedhijitari anonzwa akasununguka. kadhi, kuendesa kubhengi kana mari pakutumira.
Iwe unofanirwawo kuongorora iyo nyore kubatanidzwa neyako eCommerce chikuva (Prestashop, WooCommerce, Shopify, nezvimwewo), mhando ye technical technicalKuenderana nenharembozha uye mwero wekuchengetedza (HTTPS, tokenization, anti-hunyengeri masisitimu, nezvimwewo) zvakakoshawo. Gedhi rakanaka rekubhadhara rinofanira kuvandudza ruzivo rwekutenga, kwete kuomesa.
Imwe neimwe yesarudzo yakaongororwa inosanganisira akasiyana maitiroIwe unofanirwa kusarudza iyo inonyatsoenderana nezvido zvako, bhajeti yako, uye yako yepasirese zano. Zvakanaka, iwe unofanirwa kukwanisa kupa vatengi vako ... nzira dzakasiyana dzekubhadhara saka vanogona kusarudza iyo inovakodzera zvakanyanya uye kuvandudza ruzivo rwavo rwekutenga.
Kuisa nguva mukugadzira hurongwa hwekuunganidza hwakasimba, kubatanidza mapuratifomu ekubhadhara akavimbika, nzira dzechinyakare, uye sarudzo dzehunyanzvi sekubhadhara kwakadzoserwa, zvichakubatsira. wedzera kutendeuka, kuderedza kusiiwa kwengoro uye kuvaka hukama husingaperi hwekuvimba nevatengi vako.
