Nzira dzekubhadhara dzezvitoro zvepamhepo: gwara rakazara, sarudzo, uye chengetedzo

Kuita kuti zvive nyore kune vashandisi kubhadhara ipfungwa yakanaka nguva dzose: iri nyore, inokurumidza uye yakachengeteka yekutarisa maitiro Iyo inoderedza kusiiwa kwengoro uye inovandudza kudzokorora bhizinesi. Mu e-commerce, kurasikirwa nekutengesa nekusapa iyo mutengi nzira yekubhadhara yaanofarira kwakajairika kupfuura zvinoita; saka, zvinokurudzirwa sanganisa sarudzo dzinoverengeka uye zvigadzirise kune vateereri vako uye misika.

E-commerce Izvo zvakatitendera isu kuwedzera musika wedu kune zvingangoitika pasirese. Ichi ndicho chikonzero isu tichigona kuwana vangangove vatengi vanosarudza nzira dzakasiyana dzekubhadhara.

Nguva zhinji vanomanikidzwa kuti vasatenge chigadzirwa chedu nekuti havawani nzira yekubhadhara inovagutsa kana kuvakodzeraKuva nzira dzakasiyana dzekubhadhara Mari iripo inonyanya kukosha kana tiine musika wepasi rose kwatichange tichibata nemari dzakasiyana.

Nyaya inoenderana:

Dwolla: Iyo Digital Payments Platform yeEcommerce

Nzira dzekubhadhara dzechitoro chepamhepo

• Mapuratifomu ekubhadhara pamhepoIyi ndiyo sarudzo yako online chitoro haigone kuita pasina, sezvo iriyo sarudzo yakasarudzika pakati pevatengi pasi rese. Aya mapuratifomu anoita sevamiriri pakati pemutengi nemutengesi, saka data rako harina kumbofumurwa. Muenzaniso unozivikanwa uye unonyanya kushandiswa wemhando iyi yebasa iPayPal. Izvo zvakaderera ndezvekuti mari yekutengeserana inogona kunge yakakwira. Kuwedzera kuvimba, vazhinji vanosanganisira... chiratidzo (kutsiva data rakadzama nematokeni) uye dziviriro yemutengi.
• Payment gedhi: Iyo inozivikanwa zvakare seVirtual Payment Terminal. Iyi sarudzo inosanganisira kubatanidza application muwebhusaiti yako kuti ugamuchire yakananga kadhi kubhadhara. Kuti uigadzirise, unofanirwa kuikumbira kubva kubhangi rako. Ivo vanokupa iwe kodhi uye kuita nhevedzano yebvunzo pawebhusaiti yako kuti uve nechokwadi chekuti application inoshanda nemazvo. Nenzira iyi, kubhadhara kuchagadziriswa pakarepo. Mhinduro dzakaita se[isa mienzaniso yezvigadziriso muchikamu chino] dzinomira pachena. Redsys (yakapararira kwazvo mumabhangi), mutsetse, Adyen, MONEI, Braintree o Global Kubhadhara, iyo inofambisa kuyananisa, kubhadhara uye kudzivirira kubiridzira.
• Kuendeswa kubhengiIyi nzira yekubhadhara inosanganisira kupa mutengi wako nhamba yekubhengi account kwavanogona kuisa mubhadharo. Kubhadhara kunowanzo ratidzwa ipapo, uye muripo hauwanzo shandiswa. Nekudaro, nzira iyi haina kufarirwa nekuti hapana vimbiso yekuti kutenga kunopedzwa kune chero bato. Inobatsira mu B2B kana mari yakawandakunyangwe ichirebesa nguva yekugadzirira uye yekutumira.

Dzimwe nzira dzekubhadhara dzinotarisirwa nevatengi vako

• Bizum uye kubhadhara ipapoYakanyanya kufarirwa munharaunda dzenhare; inobvumira kubhadhara nenhamba yefoni uye PIN. Inobatanidza ne magedhi uye CMS seWooCommerce, PrestaShop kana Magento kuburikidza nemamodule.
• Mari pakuendesaInobatsira kune vanongwarira vatengi kana vatengi venguva yekutanga. Inosanganisira kutarisira kubhadhara nekambani yekutumira. mari yakakwirira uye deferred settlements; kushandiswa kwavo kunogumira asi vanogona kuunza kumwe kutendeuka mune dzimwe niches.
• Digital Wallets: Apple Pay, Google Pay, Samsung Pay y Dzvanya Kubhadhara Ivo vanokwenenzvera kubhadhara pasina kupinda nemaoko data uye neiyo biometric authentication. Amazon Pay wedzera iyo account yemutengi, kunyangwe nezwi-yakagadziriswa sarudzo dzekutenga.
• Zvipo zvezvipo uye makuponi: makadhi ezvipo, mabhonasi Uye zvidzikiso zvinoshanda pakubhadhara zvinowedzera kuvimbika uye kukosha kunoonekwa.
• Mari uye BNPL: mhinduro dzakadai se Klarna, ndiregedze, Sequra, cetelem o Instant Credit Vanobvumira kuparadzaniswa kwekubhadhara kana "kutenga ikozvino, kubhadhara gare gare." Vanowedzera kutendeuka mitengo uye tikiti yepakati nekusimbisa kunokurumidza.
• Kubhadhara kwakananga uye kubhadhara zvakareIdeal for subscriptions; sarudzo dzakadai SEPA Yakananga Kubhadhara o GoCardless Vanorerutsa kubhadhara nguva nenguva.
• Cryptocurrencies: imwe nzira yeakakwira-tiketi kana crypto vateereri kuburikidza nemagedhi akadai Coinbase TradingZvinokurudzirwa kushandura otomatiki kune fiat currency kudzivirira kushanduka.

Kubhadhara magedhi uye masevhisi akabatanidzwa

Mukuwedzera kune zvingasarudzwa zvebhangi, kune global suppliers izvo zvinomira pachena nezvekuvhara kwavo, APIs, uye anti-hutsotsi maturusi: mutsetse (mishumo uye rutsigiro rwemusika), PayPal (inozivikanwa brand uye kudzivirira mutengi), Redsys (zvivakwa zvebhangi uye mubhadharo wemakwikwi), Adyen (omnichannel), MONEI (kutarisa munharaunda), Braintree (kubva paPayPal), Inotia.net, Global Kubhadhara, Addon Payments, 2Checkout/Verifone, Mollie, Mangopay, Sipay, Skrill, Neteller, Alipay, WebMoney o DwollaTarisa kuenderana neCMS yako, nzira dzemuno, multi-mari rutsigiro uye sarudzo dzakadai seDDC (Dynamic Currency Conversion) kana Mutero wemahara kana uchitengesera vashanyi.

Mukuchengeteka, koshesa PCI DSS, 3D Yakachengeteka/SCA, SSL/TLS zvitupa, AVS y chiratidzoMapuratifomu emazuva ano anoshandisa mitemo yenjodzi uye kudzidzira muchina kudzikisa kubhadharisa uye manyepo.

Nzira dzakakosha dzekusarudza nekubatanidza kubhadhara

• Kuchengeteka uye kuvimba: certification, huchokwadi hwakasimba uye mukurumbira wevatengesi.
• Nhoroondo yevashandi: nhanho shoma, inopindura Checkoutautocomplete uye kamwe-tap Checkout.
• Costes: mari yekutengeserana, mari yakatarwa, kudzorera uye kugadzirisa mari.
• Kuvhara uye nzira: makadhi, wallet, nzira dzemuno, mafoni ekubhadhara uye BNPL.
• Kubatanidzwa uye kutsigirwa: plugins yeWooCommerce, PrestaShop, Magento kana Shopify; agile technical support.
• Operational: kuyananisa, mishumo, kunyoreswa, kubhadhara kamwe chete uye mitemo inopesana nekubiridzira.

Maitiro uye maficha anofambisa shanduko

• Kamwe-tinya uye tokenization: dzokorora kutenga pasina kuisazve data, nekuchengetedzwa kwakawedzerwa.
• QR uye mafoni ekubhadharaIvo vanofambisa shanduko pakati pe online uye offline chiteshi.
• yakabatanidzwa BNPL: native modules kubva kuKlarna, Aplazame, Sequra kana Cetelem kuti uwedzere kutendeuka.
• Kutenga izwiVabatsiri uye wallet seAmazon Pay vanovhura mitsva yekubhadhara inoyerera.
• Kutonga kwehutsotsi3DS inoshanduka, ine simba zvinyorwa uye zvibodzwa kuenzanisa kuchengetedzeka uye kutendeuka.

Recuerda, que kusununguka kwatinopa vatengi vedu kuti vapedze kutenga Zvakangokosha sechigadzirwa kana sevhisi yatinopa. Mutengi anogutsikana achagara ari mutengi.

Kana ukasarudza musanganiswa wakaenzana we Kadhi (POS/gedhi), Wallets zivikanwa, kubhadhara nekukurumidza y mariNezviyero zvekuchengetedza uye isina musono nhare UX, iwe unenge uchideredza kupokana, kuwedzera kuvimba, uye kubata kwakawanda kutengesa nekushanya kwese, pasina kuvimba nekupfuura mafadhi kana mupi mumwe chete.